Finance Options
Financial Options
At Bentley Financial Services we don’t believe the option to personalise your car should end in our Crewe workshop. That’s why we offer a range of tailored financial packages so you can feel the same freedom with your finances as you will behind the wheel.
Solutions
Solutions, our Personal Contract Plan (PCP), offers you great flexibility. Choose a repayment period and estimated annual mileage and we defer a portion of the car’s value which becomes your final payment. It gives you peace of mind by offering three options at the end of your agreement; pay the optional final payment and keep your Bentley; return it to us†; part exchange towards another model at the end of the contract. Solutions is designed to protect you. We take the risk on market depreciation so if the value of your vehicle falls below the final balloon payment, you can hand the car back to us, so long as its within the agreed mileage and that you’ve looked after it.
Hire Purchase
Another effortless way to finance your Bentley, Hire Purchase cuts down on paperwork by giving you full control of your outgoings. You simply put down a deposit and the remaining balance is divided equally over the term of the loan. Once all the fixed payments are made you will then own your Bentley outright.
Lease Purchase
With all the benefits of Hire Purchase: claim writing down allowances; offsetting interest charges against tax, Lease Purchase also enables you to reduce your monthly payments with the inclusion of a deferred final payment. You then have the freedom to pay the final lump sum and keep the vehicle, or part exchange it using any remaining money towards a deposit on a replacement vehicle.
Bentley Solutions representative example from Bentley Financial Services based on 5,000 miles per annum# for a Bentley Continental GT Mulliner:
36 monthly payments of; £1,985.96 Duration 37 months
On the road cash price; £142,840.00
Customer deposit or part exchange; £35,710.00
Acceptance fee (payable within first payment); £169.00
Optional final payment; £60,089.40
Option to purchase; £79.00 (payable with optional final payment)
Amount of credit; £107,130.00
Total amount payable; £167,372.96
Rate of interest; 9.6%
Fixed Representative APR; 9.8% APR
Bentley Financial Services Terms and Conditions: All prices include VAT at the current rate. # 0.60p per mile excess mileage charges apply. Retail sales only. Further charges may be payable if vehicle is returned. Indemnities may be required. Subject to status. Available to over 18s in the UK. Bentley Financial Services, Freepost VWFS. Available for orders taken before 30th June 2012. All offers are subject to vehicle availability from participating Bentley dealers and may be varied or withdrawn at any time. Other finance offers are available but cannot be used in conjunction with this offer. †Terms and conditions apply.
For further information and to create a bespoke package to fit your personal circumstances, contact our Business Manager Andrew Carlton on 02380-813206 or email acarlton@harwoods.uk.com